The subscriber hereby declares that all information provided by him in respect of his/her use of Techniques services is true and accurate to the best of his/her knowledge and belief. The subscriber is solely responsible for the security of his/her password and for all transactions undertaken by using his/her password through Techniques website. The Subscriber acknowledges and accepts that considering the nature of the service there will be a need to change the password from time to time to avoid miss use and to maintain secrecy. The subscriber hereby confirms that he is the authorized holder of the credit card/debit card or is the original account holder used in the transactions he makes using the Techniques website and he alone users the “ID” and “Password” he has created in the site. If any, related to Techniques services (s). Techniques shall not be responsible for any financial loss, inconvenience or mental agony resulting from any unauthorized use/misuse of the Subscriber’s User-ID /Password/Credit card number / account details number for making online payments on the Techniques.